Insurance claim for damage when the person who caused the damage is known
Question
Shalom.
The car window was smashed and it is known who smashed it. Can one file a claim with the glass insurance?
Answer
Shalom u’vracha.
One may file a claim, and if they ask him questions, he should say how it was smashed.
(If there are conditions to the insurance, they will ask about them, and if they do not ask, it is presumably because there are no such conditions; of course, if he knows that there are conditions, he may not conceal them from the insurance company).
Answered by
Answers questions at Rav Amram Fried's Beit Horaah
Smicha "Yoreh-Yoreh" (2012), Rav Amram Fried's Beit Horaah
Orach Chaim, Yoreh Deah
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