Insurance claim for damage when the person who caused the damage is known | False reporting and/or omission of information | Ask the Rabbi - SHEILOT.COM

Insurance claim for damage when the person who caused the damage is known

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Question

Shalom.

The car window was smashed and it is known who smashed it. Can one file a claim with the glass insurance?

Answer

Shalom u’vracha.

One may file a claim, and if they ask him questions, he should say how it was smashed.
(If there are conditions to the insurance, they will ask about them, and if they do not ask, it is presumably because there are no such conditions; of course, if he knows that there are conditions, he may not conceal them from the insurance company).

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