Heter Iska – A Person without Assets or Land | Sheilot

Heter Iska – A Person without Assets or Land

Question

How can a yeshiva student who has no assets or land make a heter iska properly according to Halacha?

Answer

Shalom u’vracha 

It is not possible to make a loan with a heter iska if the borrower does not have a business. 

[Ownership of land in a place where prices are rising — such land is considered a business]. 

Answered 25 March 2026 How answers are reviewed
Rabbi Israel Cohen
Answered by
Answers questions at Rav Amram Fried's Beit Horaah
Smicha "Yoreh-Yoreh" (2012), Rav Amram Fried's Beit Horaah
Orach Chaim, Yoreh Deah
About the Rabbi

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