Filing a car insurance claim for pre-existing damage | False reporting and/or omission of information | Ask the Rabbi - SHEILOT.COM

Filing a car insurance claim for pre-existing damage

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Question

Hello.

He bought a car, took out insurance, and discovered that there was a defect in the headlight from before the sale.
Is it permitted to file an insurance claim?

Answer

Shalom u-vracha.

He should tell the insurance company that he discovered that the defect was pre-existing, and if they agree to pay, he may take the money.

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