Obligation of Prozbul for a Woman
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Question
Is there a reason for a woman to perform a Prozbul, or since "what a woman acquires, her husband acquires," does she not need a Prozbul? And if she does need one, is it sufficient for the husband to include her in his Prozbul?
Answer
In general, "what a woman acquires, her husband acquires," and his Prozbul is effective for her assets as well. However, there are funds that the husband has not yet acquired, for example, a salary that a woman is supposed to receive from work but has not yet reached her, so she has not acquired it, and therefore it does not belong to the husband, nor is it a debt owed to the husband. Similarly, a woman working in a "pressing" job does not give her husband rights to the money she receives [my teacher Rabbi Fried, shlita, provided the example of a nurse working a night shift], and therefore it is appropriate for a woman to also perform a Prozbul.
A woman can send her husband as an agent, and she does not need to come herself before the court, and the husband can include her in the document he makes for himself.
Shana Tova U'Mevorechet
Source
Sefer HaChinuch, Mitzvah 77, Erech Lechem (Choshen Mishpat, Siman 67)