Tithing on Mortgage Refunds

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Question

I received a grant from the bank defined as a "mortgage refund," meaning I received a retroactive grant for one month paid on the mortgage. Is this subject to ma'aser kesafim, or is it considered a refund and not income?

Answer

Shalom u'vracha 

There is no need to tithe. 

This is not new income. It is money from which you have already given ma'aser, and you paid it to the bank, and then it returned to you. 

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