Blessing on the Mitzvah of Charity
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Question
Why don't we recite a blessing before giving charity?
Answer
Shalom and blessings,
The reason we do not recite a blessing on the mitzvah of charity, as well as on the mitzvah of loans and gifts to the poor, is because the fulfillment of the mitzvah does not solely depend on the giver; the recipient must also agree to accept it. There is a concern that the other party may not consent, and the mitzvah would be nullified.
Source
Responsa of Rashba, Part 1, Siman 18, Responsa of Ramban, Siman 179.