Change from one charity to another
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Question
He thought of giving charity to the city's fund but in the end wants to give to another?
Answer
If he lives in the city, he can give even if he said it aloud, and it is sufficient that he lives even in a rental, and if he only thought, he can give to any poor person.
Source
Shulchan Aruch, Yoreh De'ah, Siman 258, Choshen Mishpat 242, Ketzot HaChoshen there and in Siman 87
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