Fee for a Mortgage Consultant Who Did Not Provide a Mortgage

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Question

Hello Rabbi, I asked a mortgage consultant to obtain a mortgage for me. He has not succeeded yet, and I received refusals from several banks. I want to switch to another mortgage consultant. Am I obligated to pay the first consultant for his efforts? Do I need to inform the first consultant that another consultant is also trying to help with this matter?

Answer

Hello,

It depends on what you agreed upon: payment for obtaining the mortgage or payment for the work.

If you did not agree on anything, it depends on the circumstances.

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