Selling a Check with a Commission
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Question
A cashable dollar check that can be redeemed at a money changer in the country, like any other check, incurs a commission. However, unlike an Israeli cashable check that can be redeemed immediately at the bank, such a check takes a month to redeem despite being cashable. Is the commission considered interest, and thus one must take the redemption money only when it is actually redeemed to avoid being a borrower, or can it be taken immediately?
Answer
Proposal of the question: In the common case where even if the money is taken at the time of redemption, the commission remains the same, it reveals that the commission is not interest 'Agar Natar' but a commission, and it will be permissible to take the money from the outset.
Source
Shulchan Aruch, Yoreh De'ah, Siman 174, Se'if 4