Concern of Ribit in Mortgage Payments
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Question
If a father-in-law pays part of the mortgage for his son-in-law as a guarantor, and the son-in-law repays him monthly, is he required to return the exact amount due to the prohibition of ribit, or can he round the amount?
Answer
If he regularly gives his father-in-law money from time to time, he is not required to be precise in this and can give a little more. If not, he can give a rounded amount that is higher, and this will remain as a debt, and later, not at the time of repayment, he can tell him that he is giving the difference as a gift.
Source
Shulchan Aruch, Yoreh De'ah, Siman 160, Se'if 4
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