Signing the Bank's Heter Iska
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Question
When I take a loan from the bank, do I need to sign the bank's Heter Iska, or is it sufficient that they already have a Heter Iska?
Answer
It is preferable to ask the bank to attach the Heter Iska form to the loan file and sign it, but it is not mandatory.
Source
Shulchan Aruch, Yoreh De'ah, Siman 177
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