Is it possible to make a Heter Iska after the principal has been returned?

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Question

A deal was made hastily and they forgot to make a Heter Iska, and the borrower has already returned the principal. Is there a possibility to make a Heter Iska now?

Answer

Hello,

It is not possible to make a Heter Iska, as the principal has already been returned, and what would the transaction be?

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