Giving Interest or Loan as a Gift
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Question
Is it permissible to give interest as a gift rather than a loan? Or to give money as a gift and stipulate that after a certain time you will give me a larger gift in return?
Answer
There is no difference in what form he gives the money, whether as a loan or as a gift, as long as he gives a forbidden profit. The Torah's desire is for a person to do kindness with his money and lend it without the intention of profit. Just as the Torah commanded to do kindness with one's body, so it commanded to do kindness with one's money and lend it without the intention of profit.
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