Saying 'Bli Neder' after 'Mi Sheberach'
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Question
Hello, should one say 'Bli Neder' when the gabbai says 'Mi Sheberach' in the synagogue?
Answer
Hello,
One should say 'Bli Neder', or set aside the money before Shabbat or the holiday and state that it is for the money I set aside for charity.
Even if you think in your heart to give only 'Bli Neder', it does not help, because when the gabbai says and you respond 'Amen', it becomes like thoughts in the heart that do not help, therefore it is necessary for the gabbai or you to say 'Bli Neder'.
[There are places where they say 'for what I vowed to give to charity', in the past tense, then it is not a vow and there is no need to say 'Bli Neder', but there is an element of thought about charity].
Source
Responsa Torah Lishma, Siman 91. Additionally, one should consider the law of 'a vow through an agent', see Noda B'Yehuda Kama Yoreh De'ah 67 and Tinyana Yoreh De'ah 147, and also consider the law of charity vows that take effect in thought (see Yoreh De'ah 258 and Choshen Mishpat 212).