Obligation of Prozbul for Children
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Question
Do children need to perform a Prozbul?
Answer
Shalom Rav,
A child who does not have money or a child who has money but has not lent it to anyone does not need to perform a Prozbul. However, if a child has a bank account, savings plan, etc., the money belongs to the child, and he lends it to the bank. In such a case, a Prozbul should be performed because there are opinions that the Shemitah year cancels debts owed to a minor. However, a minor cannot create a legal document, so his father, who is considered the guardian, should perform the Prozbul on his behalf.
This law applies to a girl as well as to a boy.
Yom Tov
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