Giving Charity More Than One-Fifth
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Question
Hello, is it permissible to give charity more than one-fifth?
Answer
Hello,
No, because it is written that one who spends should not spend more than one-fifth. However, there are several cases where it is permissible to give more than one-fifth:
A. For the support of Torah study.
B. An exceedingly wealthy person can give more than one-fifth.
C. Before death, it is permissible to give up to one-third and even up to one-half.
D. If the poor ask from him, it is permissible, and it is a measure of piety to give even more than one-fifth.
E. One who spends his money on luxuries and extravagant items.
F. If he will not become impoverished by giving one-fifth, such as adding only a little to the one-fifth.
G. Giving in order that his sins be atoned.
Source
See "Ahavat Chesed" Part 2, Chapter 20, and see the beginning of Tractate "Peah", "Mateh Ephraim" Siman 647, "Elef Hamagen" there.