Ownership of Cashback When Someone Else Uses the Card
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Question
Hello, I have a foreign credit card (American) that gives me 1% cashback on every purchase made with the card. I have given my card to someone else to use regularly (with my consent) as it is more convenient for them, and they transfer me the amount for the purchases they make every month — they are unaware of this 1% benefit that I receive. I would like to note that I also use another card on the same account (I have two credit cards on the same account). I wanted to ask: To whom does this cashback belong according to Halacha? To me as the cardholder, or to the person who actually made the purchase? Thank you very much
Answer
Shalom and blessings
The cashback amount belongs to the cardholder.
Source
According to the instructions of the Gaon, Rabbi Ovadia Fried, shlita