Loan after Making a Prozbul
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Question
Hello Rabbi, On Saturday night, I made a Prozbul, and the Prozbul states that it was done on the 29th of Elul. An hour later, the neighbor's child, about 10 years old, came and asked for eggs on loan for his mother. A. Is the debt annulled? That is, do we follow the time of the debt's delivery or the day written in the document? B. Also, when giving a loan to this child, is it considered losing one's money, and is there an obligation for the mother or child to return it?
Answer
Hello Rabbi,
A. A Prozbul is effective only up to the time it was actually made, so even if another loan was made on the same date, the debt is annulled. Therefore, when the neighbors come to return the eggs, you should tell them that the debt is annulled and they are not obligated to return it. If they still wish to return it, you can certainly accept it from them.
B. In the case of such products that the child was certainly sent to fetch, and also with small sums of money where it is logical to assume the child was sent by the parents, the parents are obligated for what the son borrowed on their behalf.
Shana Tova.
Source
Choshen Mishpat, Siman 67.