Pruzbul for a Bank Account
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Question
No one owes me money, why should I make a pruzbul, what is the matter?
Answer
Every person needs to sign a pruzbul document, because if they have a bank account, the money in the bank is considered a loan, as explained above. Therefore, anyone who wishes to withdraw money from their bank account after the end of the Shemitah year must sign a pruzbul document.
Source
Shulchan Aruch (Choshen Mishpat, Siman 67); Azmera Leshimcha (Laws of Shemitah).
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