Holding Interest Money Retroactively

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Question

What is the ruling for someone who has violated the prohibition of interest? Is it permissible for him to hold the interest money retroactively?

Answer

Ribit Ketzutza - the lender must return the interest to the borrower. In the case of Avak Ribit - it is not required to return according to human laws, but it must be returned according to divine laws.

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