Selling a course where the payment varies based on profit later in the year
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Question
שלום וברכה.
מותר.
Answer
Source
This is not comparable to a “tersha” (a higher payment in the case of deferred payment), where the same product has two prices and the higher price is for deferred payment. Here there are two different products: a cheaper course without a guarantee, and a more expensive course with a guarantee. And although by its nature the guarantee includes within it an element of a loan, nevertheless the additional payment is for the guarantee and not for the loan.
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