Paid Debt with a Check and the Check Disappeared

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Question

To settle a debt, a check was issued to the payee only, and the creditor lost the check. Is the borrower required to pay again?

Answer

Yes, because a check is not yet considered as settling the debt [if it cannot cause harm to the borrower].

Source

Shulchan Aruch, Choshen Mishpat, Shach, Siman 190, Se'if Katan 1, Choshen Mishpat, Siman 55.

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