Interest on Payment with a Purchase Card

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Question

I was in the middle of shopping at Yesh Chesed and noticed I was short 100 shekels. I approached a friend I met at the supermarket to ask if he could lend me 100 shekels. He replied that he didn't have cash but had a 100-shekel voucher for Yesh Chesed and was willing to lend it to me. Is it permissible for me to repay my friend 100 shekels in cash anywhere, or would that be considered interest?

Answer

Shalom and blessings 

It is permissible to repay him 100 shekels since he gave you the use of 100 shekels.

This is despite the fact that the market value of the card is less. 

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