Interest on Payment with a Gift Card | Interest on loans | Ask the Rabbi - SHEILOT.COM

Interest on Payment with a Gift Card

Question

I was in the middle of shopping at Yesh Chesed and saw that I was short 100 shekels. I asked a friend if he could lend me 100 shekels. He told me that he didn’t have cash, but he had a 100-shekel Yesh Chesed voucher and was willing to lend it to me. Is it permitted for me to repay my friend 100 shekels in regular money, or would that be considered ribbis?

Answer

Shalom uVracha,

You may return to him 100 shekel, since he gave you the use of 100 shekel.

This is permitted even though the market value of the voucher is lower.

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