Different Payment in Cash and Installments - Interest
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Question
Hello, At the dental clinic, I was offered to pay 7,700 shekels in installments or 7,100 in cash. I wanted to inquire if there is an issue of interest here? And if there is, what is the solution (if any)? Thank you very much,
Answer
Hello and blessings
A. There is no problem paying the lower price in cash.
B. If you want to pay the higher price in installments, there are several situations: 1. If part of the payments are during the treatment period, it is forbidden. 2. If all payments are during the treatment period and the payments go directly to the doctor, it is permitted. 3. If all payments are during the treatment period, but the doctor receives the full payment from the company immediately, and the payments are to the company, it is forbidden.
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