Collateral Loan

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Question

Hello, I wanted to ask: 1. I borrowed a collateral book that started to tear, and in my possession, it tore into two. If I return a new book, is it considered interest? And if so, what can I do? 2. I borrowed collateral bread crumbs and I don't remember exactly how much. What can be done about it?

Answer

Hello 

A. This is not considered interest, because it is what you need to return to him. [The torn book will remain with you].

B. What you give due to doubt that you might owe is not considered interest. 

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