A Regular Favor that the Borrower Does for the Lender

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Question

I usually take a good friend's apartment every year during vacation time for free when he is not in the apartment, even though the apartment can be rented out for a high amount during the vacation. This year I gave him a large loan, am I allowed to stay in his apartment for free?

Answer

It is forbidden for the lender to live in the borrower's apartment for free, even if he would have allowed him to live in his apartment without the loan. However, the poskim (Jewish legal decisors) are divided on whether a borrower who regularly gives his apartment to the lender every year during vacation time may continue to do so after the loan.

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