Paying for Damage or Requiring the Use of Insurance
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Question
Shalom.
A person broke the windows of his friend’s car, and the friend has insurance for the windows and mirrors, through which windows and mirrors are repaired without needing to file an insurance claim (i.e., he does not incur any financial loss from claiming on the insurance). Is the one who caused the damage obligated to pay him, or can he require the injured party to claim from the insurance?
Answer
Shalom u’vracha.
He may direct him to receive payment for the damage from the insurance.
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