Accident with a Leasing Car
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Question
I have a leasing car from work, and in case of damage, I have no deductible at all. I am supposed to report to the leasing company, and they, having insured themselves, repair the car. I stopped for a pedestrian at a crosswalk, and a car hit me from behind, and the rear bumper needs to be replaced. They have no comprehensive/third-party insurance. They want me to repair the car at an authorized garage myself and not report to the leasing company. A. Am I obligated to report to the company (it's their car, and they provided it with conditions)? B. Is it permissible for me to report to the company since they usually demand more than the actual damage or what it would cost to repair independently?
Answer
Hello
The car belongs to the leasing company, and you must report to them according to the rules they set for you when you received the car.