Order of the Redemption of the Firstborn

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Question

How should the Redemption of the Firstborn be ideally performed?

Answer

The father of the son should purchase 101 grams of silver grains from a silverware store, and if he wishes, he can buy coins from the store. However, the custom where the Kohen brings the coins and sells them to the father, and then receives them back, is questionable because it is not a true sale [see Nedarim 48 and Bava Batra 134], as they are sold for less than the actual market price of the coins, but rather according to the value of the Redemption of the Firstborn, which is much less than the value of the coins. Also, sometimes these are coins that are precious to the Kohen for various reasons, and it is not worthwhile to lose them for the sake of a mitzvah that occurs once in a lifetime.

Source

Nedarim 48 and Bava Batra 134, Yoreh De'ah, Siman 305

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